Cross-Border Tax (US–India)
FBAR, FATCA, DTAA, and complete India–US tax compliance under one roof
Why Choose This
Navigating taxes across the US and India is uniquely complex — dual residency rules, treaty benefits, foreign tax credits, FBAR and FATCA obligations, and PFIC reporting for Indian mutual funds all intersect in ways that catch most taxpayers off guard. WeSaveTax's cross-border specialists handle both sides of the equation, ensuring you claim every treaty benefit, avoid double taxation, and stay compliant with both the IRS and Indian tax authorities.
DTAA Claims
We analyse the India–US Double Tax Avoidance Agreement to identify treaty benefits that reduce or eliminate double taxation on income such as dividends, interest, royalties, and capital gains earned across both countries.
Foreign Tax Credit
Our experts compute and optimise your Foreign Tax Credit on Form 1116 to ensure taxes paid in India are properly credited against your US tax liability, avoiding double taxation on the same income.
FBAR & FATCA
We handle FinCEN Form 114 (FBAR) and Form 8938 (FATCA) reporting for all your Indian bank accounts, NRE/NRO deposits, PPF, mutual funds, and other financial assets to keep you compliant and penalty-free.
PFIC Analysis
Indian mutual funds are classified as PFICs by the IRS, triggering punitive tax treatment. We analyse your holdings and determine the optimal reporting method — QEF, mark-to-market, or Section 1291 — to minimise your tax burden.
How It Works
From first consultation to final delivery — fully managed by qualified Tax Professionals.
Step 01 — Share US + India Docs
Upload tax documents from both countries
Provide your US income documents (W-2s, 1099s), Indian income details (Form 16, bank statements, capital gains statements, mutual fund statements), and prior year returns from both countries. We provide a personalised checklist covering both jurisdictions.
Feature Deep Dive
Everything you need for seamless compliance
US–India DTAA Claims
We apply the correct treaty articles to each income type — Article 10 for dividends, Article 11 for interest, Article 13 for capital gains — ensuring you pay tax at the lower treaty rate and claim proper credits to avoid double taxation.
Foreign Tax Credit Optimisation
Our experts compute your Form 1116 across multiple income categories — general, passive, and re-sourced by treaty — to maximise the credit for Indian taxes paid and carry forward any excess credits for future years.
NRE/NRO Reporting
We correctly report interest from NRE accounts (tax-free in India but taxable in the US), NRO accounts, and fixed deposits on your US return, ensuring FBAR and FATCA thresholds are accurately calculated across all Indian accounts.
Indian Mutual Fund PFIC
Every Indian mutual fund is a Passive Foreign Investment Company under US tax law. We prepare Form 8621 for each fund, evaluate QEF vs mark-to-market elections, and calculate the tax impact to recommend the most favourable approach.
WeSaveTax vs Others
See how we compare on what matters most
| Feature | WeSaveTax | Freelancer | DIY / Self |
|---|---|---|---|
| DTAA Claims | Risky | Varies | |
| Foreign Tax Credit | Optimised | Basic | Basic |
| FBAR Filing | Included | Self | Extra Cost |
| PFIC Analysis | Extra Cost | ||
| NRO Interest Reporting | Often Missed | Partial | |
| Pricing | From $599 | $1,200+ | $800+ |
What Our Customers Say
Join thousands of happy taxpayers across India
“I had NRE/NRO accounts, Indian mutual funds, and rental property in Bangalore. WeSaveTax handled all the PFIC forms, FBAR, and foreign tax credits flawlessly. They saved me thousands compared to my previous CPA who missed the DTAA benefits entirely.”
Rajesh Krishnamurthy
San Jose, CA
“Moving from India to the US on an H-1B made my taxes incredibly complex. WeSaveTax sorted out my dual-status return, filed my FBAR, and correctly reported my Indian mutual funds as PFICs. Absolute lifesaver for NRIs.”
Priya Venkataraman
Seattle, WA
“Had not filed FBARs for three years and was worried about penalties. WeSaveTax helped me through the streamlined procedures, filed everything correctly, and I had zero penalties. Their cross-border expertise is unmatched.”
Amit Desai
Edison, NJ
Frequently Asked Questions
Quick answers to common questions
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Ready to Get Started with Cross-Border Tax (US–India)?
Join hundreds of businesses and individuals who trust our experts for hassle-free tax compliance and expert advisory.